Mortgages - Wigan, Greater Manchester

There is a huge range of mortgage products on the market. Our role is to identify the one that best meets your specific needs. Here are some of the different types of mortgage that we arrange:-

Right to Buy Mortgages

Specifically for purchasing your own council property.
We can arrange for employed or self-employed.
No deposit required.
You can borrow up to 85% of the market value of the property.

Purchases or Re-mortgages

You may wish to pay off an existing loan as you buy your house. By consolidating the loan within the new mortgage, you can pay it off at mortgage rates of interest. Applications with arrears, CCJ's, default, IVA, bankruptcy are all considered.

Ask for personalised illustration (Typical APR 7.3%)

We have access to some special and sometimes exclusive mortgage products and packages.

Mortgage packages for first time buyers

We have some excellent packages to help first time buyers.

The overall cost of consolidating short term loans over a longer mortgage term will be greater due to paying interest over a longer term.

Buy to Let Mortgages

Suitable for professional landlords or people who wish to supplement their pension income.
Single property or portfolio holders.

Most lenders will offer up to 75% LTV (loan to value).

The mortgage amount is assessed on rental income or salary plus rental income. Interest only or repayment mortgages are available.

One stop shop

We offer our buy to let mortgage clients a one stop shop facility. This can include arrangement of a shorthold tenancy agreement and other advice and services.

Commercial Mortgages

These mortgages are for commercial property for any business use. Most types of property are considered. We work with all of the high street banks, who will typically offer 70% LTV (loan to value).

Buy to let and commercial mortgages are not regulated by the Financial Services Authority.

We may charge a fee to arrange your mortgage - typically our fee will be £250.

THINK CAREFULLY BEFORE SECURING OTHER DEBT AGAINST YOUR HOME, YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Top

Authorised and Regulated by the Financial Services Authority.
Registration No. 304999. Consumer Credit Licence 623846/1

Mortgage brokers. Advice on right to buy, buy to let, commercial mortgages, re-mortgages, bridging finance, secured loans, insurance.

Mortgages arranged for properties in Wigan, Skelmersdale, Bolton, Warrington, Manchester, Bolton, Horwich, Farnworth, Bury, Rochdale.