Mortgages - Wigan, Greater Manchester
There is a huge range of mortgage products on the market. Our role is to identify the one that best meets your specific needs. Here are some of the different types of mortgage that we arrange:-
Right to Buy Mortgages
Specifically for purchasing your own council property.
We can arrange for employed or self-employed.
No deposit required.
You can borrow up to 85% of the market value of the property.
Purchases or Re-mortgages
You may wish to pay off an existing loan as you buy your house.
By consolidating the loan within the new mortgage, you can pay it
off at mortgage rates of interest. Applications with arrears, CCJ's, default, IVA, bankruptcy
are all considered.
Ask for personalised illustration (Typical APR 7.3%)
We have access to some special and sometimes exclusive mortgage
products and packages.
Mortgage packages for first time buyers
We have some excellent packages to help first time buyers.
The overall cost of consolidating short term loans over
a longer mortgage term will be greater due to paying interest over
a longer term.
Buy to Let Mortgages
Suitable for professional landlords or people who wish to supplement their pension income.
Single property or portfolio holders.
Most lenders will offer up to 75% LTV (loan to value).
The mortgage amount is assessed on rental income or salary plus rental income. Interest only or repayment mortgages are available.
One stop shop
We offer our buy to let mortgage clients a one stop shop facility.
This can include arrangement of a shorthold tenancy agreement and
other advice and services.
These mortgages are for commercial property for any business use.
Most types of property are considered. We work with all of the high
street banks, who will typically offer 70% LTV (loan to value).
Buy to let and commercial mortgages are not regulated by
the Financial Services Authority.
We may charge a fee to arrange your mortgage
- typically our fee will be £250.
THINK CAREFULLY BEFORE SECURING
OTHER DEBT AGAINST YOUR HOME, YOUR HOME MAY BE REPOSESSED IF YOU
DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Authorised and Regulated
by the Financial Services Authority.
Registration No. 304999. Consumer Credit Licence 623846/1
Mortgage brokers. Advice
on right to buy, buy to let, commercial mortgages, re-mortgages, bridging finance, secured loans, insurance.
Mortgages arranged for properties
in Wigan, Skelmersdale, Bolton, Warrington, Manchester, Bolton,
Horwich, Farnworth, Bury, Rochdale.
Wigan | Aspull | Hindley | Pemberton | Up Holland | Skelmersdale | Haydock | Leigh | Standish | Coppull | Chorley | Wrightington | Horwich | Westhoughton | Adlington | Ashton in Makerfield | Appley Bridge | Farnworth | Blackrod | Winstanley | Culcheth | Golborne | Newton le Willows | Atherton | Tyldesley